Terms Of Service

Join. Integrate. Elevate.

Effective Date: April 15, 2025

Welcome to Collective Finance YRFT Inc. ("we", "us", or "our"). By accessing our website, using our services, or engaging with our content, you agree to be bound by these Terms of Service. Please read them carefully.

1. Services Provided

We offer financial operations support, including but not limited to:

  • Bookkeeping and financial consulting

  • Workflow/process reviews

  • Admin and client communication services

All services are delivered based on the scope defined in our agreements with each client.

2. No Financial Advice Disclaimer

The content on this website and our social media platforms is for informational purposes only. It is not financial, legal, or tax advice, nor a substitute for professional counsel. You should consult a licensed professional for any advice specific to your business.

We are not liable for decisions made based on the use or misuse of our content.

3. Client Responsibilities

If you become a client, you agree to:

  • Provide accurate and complete information

  • Respond to reasonable requests in a timely manner

  • Respect deadlines and engagement terms

Failure to do so may result in delays or termination of service.

4. Use of Website and Content

You may view and share our content for personal or business use, but:

  • You may not copy, reproduce, or redistribute any material without our permission

  • You may not use our site to harass, abuse, or interfere with our operations or content

We reserve the right to restrict or revoke access at any time.

5. Intellectual Property

All text, images, videos, branding, and content on our website and platforms are the property of Collective Finance YRFT Inc. and may not be used or replicated without written permission.

6. Third-Party Tools and Platforms

We use third-party tools such as:

  • Financial Cents for client interactions

  • Google Analytics and Squarespace for tracking and site performance

  • Social media platforms for outreach

These platforms have their own terms and policies. We are not responsible for their practices.

7. Payment and Refunds

Terms of payment, billing cycles, and any refunds (if applicable) will be outlined in your service agreement or invoice. All payments must be made in accordance with agreed timelines.

8. Limitation of Liability

We are not liable for:

  • Any indirect, incidental, or consequential damages

  • Losses resulting from delays, errors, or interruptions in service

  • Your reliance on content or recommendations

Use of our services is at your own risk.

9. Termination

We reserve the right to terminate or suspend service if:

  • You violate these Terms

  • Payment is not received

  • You engage in abusive, fraudulent, or uncooperative behavior

Any outstanding obligations will remain enforceable.

10. Governing Law

These Terms are governed by the laws of the Province of Alberta, Canada. Any disputes will be handled in the appropriate courts of that jurisdiction.

11. Changes to These Terms

We may update these Terms of Service from time to time. Updates will be posted on this page with a revised Effective Date.

12. Contact

If you have any questions about these Terms, contact us at:
media@collectivefinance.ca